Purchase & Hold Property Analyzer

Buying and Holding is a property purchasing strategy used when you want to make an investment. This usually means the buyer would be looking to make a long term investment in a rental property that was recently constructed or renovated. Use this calculator to determine your future payments, make ready costs, and estimate the rent you may be looking to charge.

Prepared By
Client Name
Property Address
List Price *
Fair Market Value *
Discount (%)
Discount ($)
Purchase Price (Max Offer Price)
Percent Down (%)
Down Payment Amount
Amount Financed
Interest Rate (%)
Costs of Repairs (Make Ready) *
Length of Mortgage (Years) *
Monthly Mortgage Payment

(Monthly)

(Yearly)
Unit A *

(Yearly)
Unit A *
Unit B *

(Yearly)
Unit B *
Unit C *

(Yearly)
Unit C*
Unit D *

(Yearly)
Unit D *
Gross Rental Income *

(Yearly)
Gross Rental Income (Monthly)*
Vacancy Rate *
Net Rental Income

(Monthly)

(Yearly)
Property Management Fees

(Yearly)
Property Management Fees (Monthly)
Leasing Costs

(Yearly)
Leasing Costs (Monthly)
Maintenance Reserve

(Yearly)
Maintenance Reserve (Monthly)
Utilities

(Yearly)
Utilities (Monthly)
Property Taxes

(Yearly)
Property Taxes (Monthly)
Insurance

(Yearly)
Insurance (Monthly)
Other (HOA fees, Lawn Care, Trash, etc)

(Yearly)
Other (HOA fees, Lawn Care, Trash, etc) (Monthly)
Total Expenses

(Monthly)

(Yearly)
Net Operating Income

(Monthly)

(Yearly)
Mortgage Payment

(Monthly)

(Yearly)
Total Cash In (Downpayment + Repairs)

(Monthly)
Net Cash Flow

(Monthly)

(Yearly)
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