Review State Rules: When you move to a new state, you are required to change your auto insurance policy. While one company might offer the best insurance policy in your current state, another might have better coverage where you move. Be sure to read up on the minimum coverage requirements in your new state before you begin your insurance search.
Have Personal Information Ready: Whether you’re looking for a quote online or over the phone, you’ll need to provide basic information before you’re able to get an estimated price. Be ready with your driver’s license, commute length, make/model/year of your car, average miles driven, previous insurance history, and driving history. Having this information prepared ahead of time will make the process easier and quicker.
Research Ways To Save: There are many ways out there to help save money on car insurance, you just need to be aware of the right questions to ask and actions to take. Here are our favorite tips:
- Get an anti-theft device (and let the insurance company know you have it!)
- Ask if the company offers a multiple car discount or discounts if you bundle multiple types of insurance together
- Take a defensive driving course
- Typically, committing to a yearly policy is cheaper than a shorter-term option
Evaluate What Type Of Car Insurance Is Right For You & Shop Around: When buying auto insurance, you don’t necessarily have to pick the most expensive and comprehensive package. Decide what features are right for you and your driving habits. Then, call or shop around online to find the coverage you need at the best price.